Get An Online Car Title Loan In Tempe
The cost of living in Tempe is relatively high and some residents need emergency funding for all types of financial issues. Therefore, we get a lot of visitors from Tempe looking for a title loan in AZ. A title loan can be helpful if you need to borrow cash within a few days but don't have the credit score needed for a low interest personal loan. Your car, truck, or motorcycle will serve as collateral for a loan and the balance is repaid monthly over a period of 1 to 5 years.
Desert Title Loans can take your application online or over the phone at 623-526-5001 and we'll find you a local lender that underwrite and fund the loan in less than one business day. There's no real need for a credit check when you tap into your car's equity and some customers can borrow up to $15,000 with a title loan that's primarily based on their car's value.
Requirements For A Tempe Title Loan
If you want a title loan in Tempe, you must meet the following qualifications.
- You must have a car completely paid off with a clear title. That means you can't owe money to any lender and the vehicle's pink slip is clear of any lienholders or cosigners.
- You must show proof of residency within Arizona and have a valid drivers license or state issued identification card.
- You must prove that the vehicle has insurance coverage and is registered in Arizona. We need to see proof of comprehensive insurance coverage that covers the vehicle in case it's wrecked or stolen.
- The car must pass a quick inspection to verify the current condition and ensure there's no mechanical or interior damage. We can also get the VIN and odometer reading at this time.
There may be a few other requirements in Tempe, but these vary based on your lender and requested loan amount. An underwriter will likely call your employer to verify that you still work there. Employment verification is often needed as you must show the entire loan amount can be paid back with each monthly payment. You'll also need a valid checking account with direct deposit setup to make your monthly payments..
That's all there is to qualify for a title loan! If your car meets these qualifications and you live in or near Tempe, we can help secure cash for your vehicle's title with no hassle approval from Desert Title Loans.
Fast Approval For A Bad Credit Title Loan
Bad credit doesn't mean you will be denied funding from a title loan company in Tempe, AZ. The main requirement is always going to be a vehicle that doesn't have any liens or loans attached to the pink slip. Lenders will look past a negative credit score because they know that bad credit can happen to anyone. Many of our customers have FICO scores under 600 and they still have trouble qualifying! Ultimately, your vehicle is the collateral for this secured loan. A poor credit score or record of bankruptcy in Arizona may cause issues but will likely only lead to a lower loan amount.
Get Your Cash After Being Approved For A Vehicle Title Loan In Tempe
This is the best part about applying for an online title loan in the City Of Tempe. The process is lightning fast, and the funding time is much quicker when compared to other unsecured loans. Generally speaking, cash can be deposited into your checking account the next business day after approval. Sometimes, you can pick up cash in person at one of many offices throughout Tempe. There are a handful of title loan companies with offices right next to ASU, and the rest are located right off University Drive, which is also in Tempe. Be sure that any company you work with follows the Arizona title lending laws and regulations.
Apply Online For Title Loans In Tempe
Apply online with Desert Title Loans without leaving your home or office! Simply complete the form at the top of this page and put some basics about yourself, including your vehicle's year, make, model, and mileage. We will contact you shortly after processing your application to secure your loan amount request. Some customers can qualify for up to $20,000 for higher value vehicles in Tempe with fewer miles!
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