What Does It Take To Get A Car Title Loan in Tempe

Tempe is a large city in the metro Phoenix area and the cost of living is relatively high. For that reason, we see a lot of interest from our visitors in Tempe looking for an Arizona title loan. If you’re looking to get a title loan in Tempe, you will need to meet the following qualifications.

– You must have a car that is completely paid off with a clear title.desert title loans in tempe

– Your car can NOT be leased or have any liens against it and you will need to provide a paid off pink slip from the AZ MVD.

That’s all there is to it when it comes to qualifying for a title loan! If your car meets these qualifications and you live in or near the city of Tempe, we can help secure cash for your vehicle’s title.


Are There Any Other Requirements For A Tempe Title loan

Of course, there are few standard requirements that any lender in Arizona requires to underwrite a loan. You’ll need to be a US Citizen with proof of verifiable income. You’ll need to be employed with the same employer for at least 6 months. This means a loan underwriter will likely call your employer to verify that you still work there. This is often required as you must show the full loan amount can be paid back with each monthly payment. You’ll also need a valid checking account. The good news is that it’s easy to get a free checking account in Maricopa County.


Can I still be approved for a title loan in Tempe Arizona With Bad Credit

Yes, having bad credit doesn’t mean you will be denied funding from a title loan company in Tempe, AZ. The main requirement is always going to be a paid off vehicle. Lenders will look past a negative credit score because they know that bad credit can happen to anyone. Ultimately your vehicle is the collateral for this secured loan. A really poor credit score or past record of bankruptcy in Arizona may cause issues, but will likely only lead to a lower loan amount.


How Quickly Can I Get Cash After Being Approved For A Title Loan

This is the best part about applying for an online title loan in the City Of Tempe.Tempe title loan lenders can now offer cash for your vehicle. The process is lightning fast and there’s no contest when compared to other unsecured loans. Generally speaking, cash can be deposited right into your checking account as early as the next business day after approval. In some cases, you can pick up cash in person at one of many offices all throughout Tempe. There are a handful of title loan companies with offices right next to ASU and the rest are located right off University Drive which is also in Tempe. Be sure that any company you end up working with follows the Arizona title lending laws and regulations.


How Can I Apply

You can apply with Desert Title Loans without ever even leaving your home or office! Simply click “Apply Online” at the top of this page and put some basics about yourself, including your vehicle’s year, make, model and mileage. We will contact you shortly after successfully processing your application to secure your loan amount request, up to $50,000 for higher value vehicles in Tempe with fewer miles!