Borrow $1,000 Or More With A Title Loan In Glendale
Car title loans are an ideal way to get emergency cash when other conventional lenders won't let you borrow more than a few hundred dollars. Anyone can get an online title loan in Glendale without leaving your home, and the underwriting process is faster than ever! To qualify, all you need is a vehicle worth $3,000 or more and proof of employment. Title loans use a 2010 or newer car or truck as collateral, and your credit history isn't a significant factor in determining repayment terms and loan amounts. You can borrow up to $20,000 with a title loan from Desert Title Loans in Glendale!
Title loans use a lien-free vehicle as security for a loan, and your car's resale value determines the funding amount, interest rate, and repayment term. Some lenders in Glendale can offer these equity loans for up to 65% of your vehicle's resale amount, and you have up to 4 years to repay the loan. You may be wondering about the interest rates with these title loans, and the APR is often the biggest drawback for anyone applying for a title loan in Glendale. While you may get approved for a bank loan with rates under 30%, a title loan in Glendale will likely have interest rates over 50%, with some companies approaching 100% for low-value vehicles or if you have no credit history.
Are you itching to see how much money you can borrow and what the monthly payments will be for an online title loan? Call Desert Title Loans at 623-526-5001 today to get a fast, no obligation quote!
Requirements For A Car Title Loan In Glendale, Arizona
- A paid vehicle that's registered and titled in your name. You must show proof of a certified car title from the Arizona DMV and proof of registration.
- Proof of vehicle insurance coverage. You need comprehensive insurance coverage for your car, which covers any damage or loss if the vehicle is stolen.
- Proof of income. You don't need a full time job. You only have to show income from a job or government benefits. Customers in Arizona can qualify for a title loan with a monthly income of $1,000 or higher.
While a paid off title and proof of income are the most important requirements for a title loan in Glendale, you may have to bring in the vehicle for an inspection if you want a loan of $2,000 or more. That's because your lender wants to check the car's condition and match it to the current resale value. They also need to verify the vehicle has not been in any recent accidents and that the title is not marked as salvaged. Most inspections can be completed in 30 minutes or less and there are inspection locations in Arrowhead Ranch, Westgate, and Downtown Glendale.
Process To Get A Title Loan In Glendale With Desert Title Loans
When choosing a title loan lender, start with a company that understands what it takes to get approved, underwritten, and funded in under one business day. Desert Title Loans has worked with customers in Glendale for nearly a decade, and local lenders offer the lowest APR and best repayment terms. There's no need to apply with a local company that can only get you one estimate for your vehicle's equity. At Desert Title Loans, we offer multiple funding options, and most applicants will have several repayment options available.
Apply online or call 623-526-5001, and Desert Title Loans will provide you with a title loan quote using only your vehicle's information and the desired loan amount. Our lending offers are based on the value of your car, and you should be able to borrow up to 65% of the current equity value.
Are you interested in learning more about refinancing an existing car title loan? If you have taken out a title loan from another lender in Glendale within the past 12 to 24 months, we may be able to reduce your interest rate. Some applicants who apply with only one lender are stuck with an APR of 70% or more for a title loan in AZ, which can be incredibly difficult to repay. Call us at 623-526-5001 for a quick quote to refinance your title loan. We'll tell you how much money you can save and how quickly your loan can be repaid with a title loan refinance or buyout!
Online Title Loans In Glendale, Arizona, With Poor Credit
While banks often require good credit for a personal loan, that's never the case with a no inspection title loan. Applicants with poor credit are ideal candidates for a car title loan because the loan is underwritten based on the equity in your vehicle, rather than your FICO score. So why apply for an unsecured personal loan that takes days to underwrite? Desert Title Loans can get you pre-approved for a title loan in AZ, regardless of your credit history, and most lenders in Arizona offer immediate funding after you've signed over the car's title.
Your credit may be initially checked, but we understand that most applicants have a FICO score under 600. There's no need to worry about being rejected simply because you've missed a few credit card payments over the past year. You should qualify for a bad credit title loan in Glendale if there's enough collateral from your vehicle. Your credit will only be a concern if you're bankrupt or facing repossession from another lender. Even when facing repossession, we may offer new repayment terms through a bad credit title loan buyout, where the first lienholder on your car's title is bought out. With this type of loan, you can avoid losing your vehicle, and some customers may see a quicker payoff time due to a lower monthly payment.
Do you only need to borrow a few hundred dollars, or perhaps your vehicle is not completely paid off? Desert Title Loans now offers online registration loans, which can be an option for anyone in Glendale who needs fast cash with minimal underwriting requirements. Registration loans are easy to underwrite and most applicants will be approved with their MVD registration information and proof of income. Notice you don't need a paid off car to qualify! You can borrow $250 or more with a registration loan in Glendale, and similar to a car title loan, you don't need a credit check.
Apply Online With Desert Title Loans
Desert Title Loans is an excellent resource for quick approval car title loans in Glendale. We only work with licensed lenders in AZ, and assuming you meet the necessary vehicle requirements, it should take you less than one business day to get underwritten and funded! Do you need money in less than one business day? Some companies offer cash disbursement immediately after you're approved, and if you're willing to meet with them in person, you can get your money that same day.
There's no risk or obligation to see how much your vehicle is worth with Desert Title Loans, and some customers can qualify for $3,000 or more based on their vehicle's equity. Call us at 623-526-5001 or complete our online application to determine your title loan equity amount in Glendale.
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