Online title loans are now available to anyone in Prescott AZ, who owns a vehicle that's paid off and in their name. You can borrow $2,000 or more with a secured title loan and won't need excellent credit to qualify. Best of all, it takes less than 30 minutes to submit your application and process your loan. After that, you can get cash within 24 hours of applying with us!
Requirements For Online Car Title Loans In Prescott
You must own a vehicle to qualify for an online title loan in Prescott, AZ. The car needs to be paid off, and there has to be a pink slip showing you as the only owner. There can't be a cosigner on the title and you may need to bring in the vehicle for a quick inspection.
Other requirements include proof of income from your bank or employer and MVD documents showing the vehicle has proper registration and insurance coverage.
Loan Amounts And Interest Rates For Prescott Title Loans
The amount you can borrow with a car title loan in Prescott will depend on your vehicle's value and income. Online title loans in AZ come with funding amounts of $1,000 or more, and in some situations, you can borrow upwards of $15,000 with a high value vehicle. The interest rate on a title loan or registration will be high and that's common in nearly every situation. Look for an APR of 40% to 140% with a typical title loan.
Repaying A Lender In Prescott, AZ -How Does It Work
Repay your title loan with a payment you and the lender can agree upon. The payoff term will typically last 4 - 24 months, and some lenders may also offer early payoff discounts if you can repay your loan beforehand.
The lender may repossess your car if you cannot repay your Prescott car title loan. That's why you need to contact a lending agent if you face a situation where you default or fall behind on the monthly payments. While only a few companies in Prescott Valley have local offices, you should find a lender that allows you to call or email them anytime to negotiate an alternate payoff plan.
Apply With Desert Title Loans Online And Get Same Day Cash
If you need cash fast, one option is to get a car title loan in Prescott, AZ. And if you want the convenience of applying online, Desert Title Loans can help. We're not a direct lender, meaning we don't offer cash loans. Instead, we work with companies throughout Prescott and Sedona and will try to connect you with a top service near you.
Apply with us now to determine your vehicle's equity value and, most importantly, how much money you can borrow. Whether you live in Glendale or Gilbert, anyone can qualify with a direct lender in Prescott. Fill out our online application or call 623-526-5001 to start today!
